Typical coverage includes:
• Damage to homes from wind and fallen trees.
• Removal of trees that have fallen on buildings.
• Damaged personal property inside a building.
• Living expenses if damage renders a home unlivable.
• Cost of temporary repair to prevent further damage.
Typically not covered:
• Removal of fallen trees that have not damaged buildings.
What to do if your home is damaged:
• Document, photograph damage.
• Make temporary repairs to prevent further damage from wind or rain. Save receipts for reimbursement.
• Contact insurance agent immediately.
• Use only licensed contractor. Obtain building permits.
What not to do:
• Avoid contractors who has for large deposits up front or remarkably low bids.
• Don’t pay significant amounts for temporary repairs without contacting insurance agent.
• Don’t throw away damaged property before it has been examined by an insurance adjuster.
• For more information, visit www.getreadynw.org or call (800) 664-4942.
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